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「你有多少钱才会不焦虑?」_做好规划才是王道

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2017-4-27 08:51:02 来自理财生活 来自PC [ 复制链接 ]
<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">那肯定是好多好多好多好多好多好多……数不完的钱啦。嘿嘿</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"></span></b></p><div class="title-5" role="wrap"><p class="role" role="input"><b>不同阶段,不同想法</b></p></div><p></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">当然,这是一个美好的愿景。但是关于要多少钱才会不焦虑呢?其实这是一个没有标准答案的,因为每个阶段想要得到的东西都不一样,</span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">小时候我们有两块钱的零花钱就很开心,到了读中学我们有一两百块钱就感觉能做很多事情,可是工作以后,无论工资发多少都感觉不够用,还经常焦虑买不起房买不起车子。</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p>&nbsp;</o:p></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p><br></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">所以,想要多少钱,是无上限的,但我们要根据自己现有的情况和能力以及实际对自己做出一个目标和规划。奋斗的过程会让我们减少焦虑,得到的结果能让我们实现目标。</span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">因为每个人的情况都不一样,我无法一一为大家量身定制规划,我以自己为例,做个规划。</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p>&nbsp;</o:p></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p><br></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"></span></b></p><div class="title-9" role="wrap"><p class="role" role="input"><b>​<b>目前收入状况:</b></b></p><div><b><b><br></b></b></div><p></p></div><p></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">到手工资(不包括公积金、福利等):</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">6600</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">元</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">/</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">月</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">投资(因为最近用钱大,所以基本是短期投资):</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">2000~3000</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">元</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">/</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">月</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">兼职(编辑+教学):</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">1800</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">元</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">/</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">月</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">总:</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">10400~11400</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">元</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">/</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">月</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p>&nbsp;</o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"></span></b></p><div class="title-9" role="wrap"><p class="role" role="input"><b>​<b><span lang="EN-US">2017</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">年底目标:</span></b><b><span lang="EN-US">13000</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">元</span></b><b><span lang="EN-US">/</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">月</span></b></b></p><div><b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></b></div><p></p></div><p></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">可从以下几方面增加收入:调整投资计划,减少不必要支出,腾出更多的投资本金,关于投资收益就能相应提高。</span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"><br></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">关于兼职,适当增加教学时长,在不过分影响正常休息的空余时间,多增加课时。争取一个月下来,增加多</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">2000</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">元的月收入。</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p>&nbsp;</o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p>&nbsp;</o:p></span></b></p><p style="text-align:justify;text-justify:
inter-ideograph;"><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p><br></o:p></span></b></p>

<p style="text-align:justify;text-justify:
inter-ideograph;"><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444"></span></b></p><div class="title-9" role="wrap"><p class="role" role="input" ><b>​<b>想要多少钱?</b><b><span lang="EN-US">2020</span></b><b>前:</b></b></p></div><p></p>

<p style="
text-align:justify;text-justify:inter-ideograph;
mso-list:l0 level1 lfo1;tab-stops:list 18.0pt;
"><!--[if !supportLists]--><b><span lang="EN-US" style="Microsoft Yahei&quot;;mso-fareast-Microsoft Yahei&quot;;
mso-bidi-Microsoft Yahei&quot;;color:#444444">①<span>&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">买房首付:</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">48</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">万</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="
text-align:justify;text-justify:inter-ideograph;
mso-list:l0 level1 lfo1;tab-stops:list 18.0pt;
"><!--[if !supportLists]--><b><span lang="EN-US" style="Microsoft Yahei&quot;;mso-fareast-Microsoft Yahei&quot;;
mso-bidi-Microsoft Yahei&quot;;color:#444444">②<span>&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">境外婚拍:</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">10</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">万</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="
text-align:justify;text-justify:inter-ideograph;
mso-list:l0 level1 lfo1;tab-stops:list 18.0pt;
"><!--[if !supportLists]--><b><span lang="EN-US" style="Microsoft Yahei&quot;;mso-fareast-Microsoft Yahei&quot;;
mso-bidi-Microsoft Yahei&quot;;color:#444444">③<span>&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">换车子:</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">25</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">万</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p style="
text-align:justify;text-justify:inter-ideograph;
mso-list:l0 level1 lfo1;tab-stops:list 18.0pt;
"><!--[if !supportLists]--><b><span lang="EN-US" style="Microsoft Yahei&quot;;mso-fareast-Microsoft Yahei&quot;;
mso-bidi-Microsoft Yahei&quot;;color:#444444">④<span>&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">装修款:</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444">40</span></b><b><span style="mso-ascii-Microsoft Yahei&quot;;mso-hansi-Microsoft Yahei&quot;;color:#444444">万</span></b><b><span lang="EN-US" style="Microsoft Yahei&quot;;color:#444444"><o:p></o:p></span></b></p>

<p class="MsoNormal"><span style="mso-ascii-Times New Roman&quot;;
mso-hansi-Times New Roman&quot;">共:</span><span lang="EN-US">123</span><span style="mso-ascii-Times New Roman&quot;;mso-hansi-Times New Roman&quot;">万。</span></p>

<p class="MsoNormal"><span lang="EN-US">&nbsp;</span></p>

<p class="MsoNormal"><span style="mso-ascii-Times New Roman&quot;;
mso-hansi-Times New Roman&quot;">这是我的目标,当然并不是存够了钱才去实现这些,但是有了目标。你就会做出相应的规划,比如如何开源节流,如何利用好贷款和信用卡进行过度,如何调整投资计划。钱,是想不完的,但是一定要联合实际,加油吧!快打完的时候又来了信息,五一发了</span><span lang="EN-US">1000</span><span style="mso-ascii-Times New Roman&quot;;
mso-hansi-Times New Roman&quot;">元的过节费,我要好好工作啦</span><span lang="EN-US">~~</span></p><p></p><p></p><p><br></p><p></p><p></p><p>来源:原创</p><p>作者:邻家小鹿</p><p>声明:版权属于原作者,本文仅代表作者个人观点,不构成投资意见,并不代表本平台立场。文中的论述和观点,敬请读者注意判断。</p>
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